During a home inspection, pay attention to the condition of the roof, foundation, electrical systems, plumbing, insulation, and the presence of mold or pests. An inspector can provide a detailed report on any issues that need to be addressed.

Closing costs are the fees and expenses you pay to finalize a mortgage beyond the home's price, such as loan origination fees, title insurance, taxes, and appraisal fees. They typically range from 2% to 5% of the loan amount.

A fixed-rate mortgage keeps the same interest rate throughout the term, which is ideal if you plan on staying in your home long-term and prefer predictable payments. An adjustable-rate mortgage may start with a lower rate but can change over time, which could be suitable if you plan to move or refinance in a few years.

Yes, you can negotiate the price of a home. The amount of leverage you have can depend on market conditions, the home’s time on the market, and the seller's circumstances. An experienced real estate agent can be invaluable in the negotiation process.